What you get
A genuine US account. No US entity required.
Why Ireland companies come to us
- Traditional Irish banks (AIB, Bank of Ireland) require in-person meetings and take 6–10 weeks for non-resident directors — application rejection rates are high
- Irish banks require RBO (Register of Beneficial Owners) registration completion before any account can be opened
- Mercury and Brex are unavailable to Irish-incorporated companies without a parallel US LLC
- Fully non-resident director structures face enhanced due diligence and often need a Non-EEA Director Bond (insurance), adding cost
- EU EMIs (Wise, Revolut Business) provide EUR IBANs but lack dedicated USD ACH/Fedwire routing numbers needed for US client payments
Frequently asked
Can a Ireland Ltd Company open a USD bank account without a US entity?
Yes. Hollis & Co. provides USD business banking directly to Ireland-incorporated companies. No US LLC or C-Corp is required. You receive a genuine US account number and routing number, full ACH and Fedwire access, and FDIC-insured deposits
Why can't my Ireland company use Mercury or Brex?
Mercury requires a US-registered entity and excludes founders from 36+ countries. Brex explicitly prohibits all companies incorporated outside the United States. Neither is available to Ireland-incorporated entities. Hollis & Co. is purpose-built for international companies like yours.
Are deposits FDIC insured?
Yes. All deposits are FDIC-insured up to $250,000 per depositor.
What documents do I need to open an account?
Typically: certificate of incorporation, register of directors and shareholders, government-issued ID for all beneficial owners, and proof of address. We will guide you through the full document checklist during onboarding.
Compliance & regulatory
Hollis & Co. supports Ireland companies navigating FATCA, CRS, AML/KYC, and beneficial ownership requirements. Our compliance team works with you to ensure your account opening documentation meets all applicable standards.
- CRO registered Irish company USD account
- RBO registered Ireland Ltd USD banking
- Ireland company CRS FATCA US dollar account
- Irish company AML KYC USD account non-resident
- Non-EEA director bond Irish company USD banking